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     Advance Journal of Food Science and Technology

    Abstract
2013(Vol.5, Issue:07)
Article Information:

The Dualism of Asymmetric Information in Agricultural Insurance

Xuemei Yang
Corresponding Author:  Xuemei Yang 
Submitted: April 08, 2013
Accepted: April 29, 2013
Published: July 05, 2013
Abstract:
Asymmetric information objectively exists in the insurance market, especially in agricultural insurance, which has a great impact on the insurance contract and market operation. This paper designs two game models to analyse the dualism of asymmetric information in agricultural insurance and its reasons of forming. We find that, the particularity of agricultural production, the agricultural risk diversification and the benefits’ spillover of the agricultural insurance are the main causes of asymmetric information. Therefore, this paper puts forward that establishment of appropriate agricultural insurance mode, optimization of insurance policy design and increasing investment in science and technology, increasing farmers’ insurance consciousness and establishing supervision system

Key words:  Agricultural insurance, asymmetric information, dualism, game model, , ,
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Cite this Reference:
Xuemei Yang, . The Dualism of Asymmetric Information in Agricultural Insurance. Advance Journal of Food Science and Technology, (07): 950-954.
ISSN (Online):  2042-4876
ISSN (Print):   2042-4868
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